Switching Bank Pays Dividends

Summary


Although it is estimated that 23 million adults in Britain never consider moving their bank account, the 'Big Four' banks might be feeling uneasy about their dominance of the High Street - and the niggardly rates they pay on their customers' money.

Moneyfacts tables show Barclays, HSBC. Lloyds TSB, NatWest (and its parent company Royal Bank of Scotland), along with Abbey, Woolwich, Yorkshire and Northern Rock - all pay 0.1% to current account customers in the black. That looks mean against authorised overdraft rates in the teens, and unauthorised overdraft rates topping 30%.

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Extract


Switching Bank Pays Dividends

So, Alliance & Leicester (A&L), which has gathered 1.8m current account holders since launching Premier Account in November 2000, has timed its attack well, with a new PremierPlus account for customers who hate to see their money earning virtually nothing while intere...

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